The death and injury of thousands of innocent people as a result of the M 7.0 earthquake that struck Haiti on January 12th and the economic hardship of tens of thousands of Haitians that will surely follow in the near future is absolutely tragic. These people are not responsible for their suffering. But this suffering is not due to an “act of God” that no one could foresee. While earthquakes are not as frequent as hurricanes in the Caribbean, they are common. Also, it is well